Somehow, regardless of how much we earn every month, there comes the time when you just do not have enough to get through the month. When faced with a situation like that, we usually end up taking a loan keeping one of our assets as collateral. This too is not an easy process, what with [...]

When my dad told me to take out insurance on my laptop, I have to say that I rolled my eyes at him.  Of course, I was eighteen and just getting ready to head off for university, so sad to say, he was getting a lot of eye rolling!  I’ve grown up since, but this [...]

The art of speaking also known as rhetorik is not always an easy task to master. One man had to learn this the hard way. A former works council in a german company was requested to hold a speech at a festivity and messed up terribly. His speech was so worse that lots of people left [...]